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Clinic AI in Zagreb in 2026, CEZIH, the Medical Chamber licence and what private clinics should know

By the wai teamOctober 15, 20267 min read

Reviewed by The Wellness Clinical Team, October 5, 2026

A clinician at ease in a vast, light-filled private clinic in Zagreb, the city beyond the glass

Key points

Summary

A private clinic in Zagreb can use AI to draft notes and patient replies under the GDPR, supervised by AZOP, and under Croatia's Law on Data and Information in Healthcare, which keeps medical documentation in the national health information infrastructure. CEZIH holds the e-Karton, and wai hosts each clinic's records in Croatia and is built to connect to CEZIH.

The afternoon back for the doctor, with every patient's message answered and every note signed before the polyclinic closes. In a city of 767,131 people where nearly every patient writes in Croatian, the clinic that replies first keeps the diary full.1

See it in your clinicThirty minutes on your own patients and doctors.

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767,131
residents of the City of Zagreb in the 2021 census 1
96.68%
of Zagreb residents with Croatian as their mother tongue, 2021 census 1
120
continuing education points over six years to renew a doctor's licence 3

In fifteen minutes, watch a Sunday message from Trešnjevka become a Monday booking, a deposit in euros and a signed internal medicine note.

The rules at a glance for a Zagreb clinic using AI
Body or ruleWhat it requiresWhat to askHow wai meets it
AZOP and the GDPRLawful, secure processing of health data, with published decisions and finesWho on the team can see which recordsRole-based least-privilege access in the database, AES-256 at rest
Law on Data and Information in Healthcare, Articles 20 and 21Electronic documentation, stored in Croatia's health information infrastructureWhere is every copy of the record heldRecords hosted in Croatia, set up with each clinic
CEZIH and the e-Karton, Articles 16 and 22Central record for authorised health workers, connections checked by the Health Insurance FundHow signed notes reach CEZIHBuilt to connect to CEZIH, set up with each clinic
Croatian Medical Chamber licence120 continuing education points over six years for renewalIs every doctor's licence currentThe doctor reviews and signs every note

The private care market in Zagreb

The 2021 census counted 767,131 residents in the City of Zagreb.1 The largest districts were Sesvete at 70,800, Trešnjevka South at 65,324 and Novi Zagreb West at 63,917, with 31,209 in Donji Grad at the centre.1

Private practices and polyclinics are founded, moved or expanded with the involvement of the Croatian Medical Chamber, which also keeps the register of doctors and issues each doctor's licence to practise independently.3 The Ministry of Health oversees the health system, and its site carries a section on health tourism for patients who travel to Croatia for care.4

The rules a clinic in Zagreb works under

The Croatian Personal Data Protection Agency, AZOP, is the data protection authority, and it publishes its decisions, opinions and administrative fines along with guidance on aligning with the GDPR.5

The Law on Data and Information in Healthcare, in force since 2019, sets out how health data is collected and used.2 Health documentation is kept in electronic form by every provider of health care.2 Patients' medical documentation is stored in Croatia's health information infrastructure and exchanged through its services, and the central electronic health record, the e-Karton, is held in CEZIH.2 Only authorised health workers involved in the patient's treatment and care may open the e-Karton.2 The Croatian Health Insurance Fund manages CEZIH and checks whether an IT solution is ready to connect to it.2

Each doctor needs a licence from the Croatian Medical Chamber, renewed when the doctor has collected at least 120 continuing education points in six years and meets membership duties.3

wai hosts each clinic's records in its own country, under that country's rules. We set this up with your clinic. wai is compliant with these rules and built for clinics in Zagreb. wai is built to connect to CEZIH. We set up your clinic's connection with you.

The languages Zagreb patients write in

Croatian dominates, with 741,626 of the city's residents naming it as mother tongue in 2021.1 The next largest groups were Bosnian at 4,343, Albanian at 3,300, Serbian at 2,482 and Slovenian at 1,140, with 3,507 naming other languages.1

wai works in any language. Patients can answer intake questions by voice in their own language, and the clinician reads the answers before the visit.6 A visitor writing in English or German from a hotel on Ban Jelačić Square gets a reply drafted in that language, and the receptionist approves it before it goes.

What a demo shows in Zagreb

A WhatsApp arrives at 21:50 on Sunday from a woman in Trešnjevka asking whether her father can see the internist this week about his blood pressure. wai reads the internist's busy times from Google Calendar, Outlook or Apple Calendar, offers two open Tuesday times and drafts a reply in Croatian. The receptionist approves it at 7:45 on Monday.

She books on the polyclinic's own website, earliest time first, and pays the deposit in euros by card or Apple Pay through the clinic's own Stripe account, with the clinic as merchant of record.7 Her father receives a confirmation, a receipt and an intake questionnaire, and a missed call that morning becomes a drafted text for the team to send.

In the consultation the internist tells him the scribe is on, then reads the drafted note, edits it and signs. wai drafts the letter to his family doctor from the signed note, and every message, draft, approval and signature is logged for the clinic to export.8

For hospitals, insurers and public bodies in Croatia

A hospital, a supplementary insurer or a public body can commission a system built on wai for one care pathway, with records hosted in Croatia, connection to CEZIH scoped in, and the rights to data, configuration and models written into the contract. How that works is on the organisations page.

Where to start

First, list where the clinic's medical documentation lives today and how it reaches CEZIH.2 Second, check every doctor's Medical Chamber licence date and points total.3 Third, add a line to intake telling patients an AI scribe drafts the note and the doctor signs it, as the guide on who signs an AI note sets out.

Then count last month's enquiries by channel and hour, and bring them to a fifteen-minute demo. Prices are on the pricing page.

Bring a week of messages from your patients and watch each reply drafted in their language for your team to approve.

Frequently asked questions

What is CEZIH?

The Central Health Information System of Croatia, the central store of health data for standardised processing across primary, secondary and tertiary care.2 wai is built to connect to CEZIH, and we set up the connection with each clinic.

Who can open a patient's e-Karton?

Only authorised health workers who take part in the patient's treatment, care and support, and other persons the law authorises.2

Who supervises data protection for a Zagreb clinic?

AZOP, the Croatian Personal Data Protection Agency, which publishes its decisions, opinions and administrative fines.5

How does a doctor keep a licence to practise in Croatia?

The Croatian Medical Chamber renews the licence for doctors with at least 120 continuing education points in six years who meet their membership duties.3

Can patients pay a deposit when they book?

Yes. The booking link takes the deposit in euros by card or Apple Pay through the clinic's own Stripe account, with the clinic as merchant of record.7

Who signs the note wai drafts?

The doctor. wai drafts the note during the consultation, and the doctor reads, edits and signs it before it enters the record.

Sources

  1. 1Croatian Bureau of Statistics (DZS), 2022Census of Population, Households and Dwellings 2021, population by mother tongue by towns and municipalitiesRead 15 October 2026Read source
  2. 2Narodne novine, 2019Zakon o podacima i informacijama u zdravstvu, NN 14/2019, Articles 3, 16, 20, 21 and 22Read 15 October 2026Read source
  3. 3Hrvatska liječnička komora (Croatian Medical Chamber), 2026Obnavljanje licence (licence renewal)Read 15 October 2026Read source
  4. 4Ministry of Health of the Republic of Croatia, 2026Ministarstvo zdravstva, home pageRead 15 October 2026Read source
  5. 5AZOP, 2026Agencija za zaštitu osobnih podataka (AZOP), home pageRead 15 October 2026Read source
  6. 6wai, 2026wai changelog, intake answered by voice in any languageRead 15 October 2026Read source
  7. 7wai, 2026wai CheckoutRead 15 October 2026Read source
  8. 8wai, 2026Security at waiRead 15 October 2026Read source
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